Over

60,000,000

are making moves with Oxygen’s personalized financial ecosystem

Download the Oxygen mobile app.

Individuals & Business are making moves with Oxygen’s personalized financial ecosystem.

Available on theApp Store

Available on thePlay Store

At Oxygen, our ambition is to be Africa’s most valued financial lifestyle ecosystem. By leveraging our values of excellence, empathy, and curiosity, we create customized financial solutions for individuals and businesses.

About Oxygen

Ambition

Purpose

Belief

Breathe

Tenacity

Excellence

Ignite

Performance

Features

Individuals & Business are making moves with Oxygen’s personalized financial ecosystem.

Borrow

Cash loans, asset financing, and more
Available instantly with no paperwork or collateral

Top-up your loan for those urgent needs that just can’t wait.
We know life happens, so we let you extend your loan repayment if you need to.

Get an Oxygen loan

Save

Oxygen wallet accounts earn a minimum of 5% interest monthly*
*Subject to CBN MPR changes

Open a savings wallet with zero balance!
Set a savings target and get rewarded when you reach it.
Upgrade your account to enjoy higher limits.
Create an automated savings plan or save at your own pace.

Create an Oxygen account

Invest

Grow your wealth with investments as low as N250,000

Earn more with our competitive interest rates

Start investing with Oxygen

Lifestyle

Get rewarded when you use an Oxygen solution for your personal and business needs

Our asset financing solutions give you the flexibility to pay weekly or monthly
Buy airtime, pay bills, and spread payments as an Oxygen member

Become a Member

Transfers

Moving your money is free*
with Oxygen CTA: Make a transfer now

*Transfer limits apply

Create an Account

Personalized financial solutions for:

Become a Member

Over

60,000,000

are making moves with Oxygen’s personalized financial ecosystem

Download the Oxygen mobile app.

At Oxygen, our ambition is to be Africa’s most valued financial lifestyle ecosystem. By leveraging our values of excellence, empathy, and curiosity, we create customized financial solutions for individuals and businesses.

Features

Borrow

Cash loans, asset financing, and more
Available instantly with no paperwork or collateral

Save

Oxygen wallet accounts earn a minimum of 5% interest monthly*
*Subject to CBN MPR changes

Invest

Grow your wealth with investments as low as N250,000

Lifestyle

Get rewarded when you use an Oxygen solution for your personal and business needs

Transfers

Moving your money is free*
with Oxygen CTA: Make a transfer now

Personalized financial solutions for:

Businesses 💼Agencies 💡Developers 💻Designers 🎨eCommerce 🛒Freelancers ⚡People 👫Managers 👨‍💼

Subscribe and get the latest updates!

Personalized financial solutions for individuals and businesses.

Over

60,000,000

are making moves with Oxygen’s personalized financial ecosystem

Download the Oxygen mobile app.

At Oxygen, our ambition is to be Africa’s most valued financial lifestyle ecosystem. By leveraging our values of excellence, empathy, and curiosity, we create customized financial solutions for individuals and businesses.

Features

Borrow

Cash loans, asset financing, and more Available instantly with no paperwork or collateral

Save

Oxygen wallet accounts earn a minimum of 5% interest monthly* *Subject to CBN MPR changes

Invest

Grow your wealth with investments as low as N250,000

Lifestyle

Get rewarded when you use an Oxygen solution for your personal and business needs

Transfers

Moving your money is free* with Oxygen CTA: Make a transfer now

Personalized financial solutions for:

Businesses 💼Agencies 💡Developers 💻Designers 🎨eCommerce 🛒Freelancers ⚡People 👫Managers 👨‍💼

Subscribe and get the latest updates!

Personalized financial solutions for individuals and businesses.

Cash loans, asset financing, and more
Available instantly with no paperwork or collateral

Oxygen wallet accounts earn a minimum of 5% interest monthly*
*Subject to CBN MPR changes

Moving your money is free*
with Oxygen CTA: Make a transfer now